TERMS OF SERVICE
PLEASE READ THIS IMPORTANT LEGAL AND REGULATORY INFORMATION BEFORE YOU PROCEED FURTHER. IT IS THE RESPONSIBILITY OF THE INDIVIDUAL ACCESSING THIS WEBSITE TO READ THIS INFORMATION CAREFULLY.
This website and the documents featured in this website are intended for the residents of Finland, Sweden, Luxembourg or Switzerland only. We offer variety of products and services intended solely for investors from certain countries or regions. Your country of legal residence will determine the products or services that are available to you. If you are not a resident of Finland, Sweden, Luxembourg or Switzerland, or if we are prohibited by applicable law from making the information on this website available to you, this website is not directed at you and is not intended for any use which would be contrary to any applicable law or regulation.
The offering of funds referred to on this website may not be registered nor qualify as an eligible exemption in order to be offered in any other jurisdiction and therefore distribution of the information on this website in other jurisdictions may be restricted by applicable laws and regulations. Nothing in this website shall be considered a solicitation to buy or an offer to sell, or a recommendation for, a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, recommendation, purchase or sale would be unlawful under the laws of that jurisdiction.
In particular, the information and documents featured in this website are not directed to the United States of America, its territories and possessions, any State of the United States, and the District of Columbia (the “United States”). The funds referenced to in this web page are not registered under the United States Securities Act of 1933, nor the United States Investment Company Act of 1940 and therefore may not directly or indirectly be offered or sold in the United States or to or for the benefit of a United States Person absent registration or an applicable exemption from registration requirements.
You are responsible to inform yourself of and comply with any applicable restrictions. Access to information is therefore made at your own risk.
It is expressly understood that nothing on this website constitutes investment or other advice, including legal, tax or fiscal advice, and should not be relied on as such, even if certain tools available on this website may provide general investment or financial analyses based upon your personalized input. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should always seek your own independent professional advice.
When making your investments you should always bear in mind, that (i) the value of investments may go down as well as up and investors may not get back the amount invested; (ii) past performance is not necessarily a guide to future performance; (iii) rates of exchange may cause the value of investments to go down or up; and (iv) different funds (and investments) have different levels of risk and reference should be made to the relevant prospectus for further details of the financial commitments and risks involved with investing in particular fund. Shares or units in funds are offered only on the basis of the information contained in the particular fund’s documents including, without limitation, the risk factors of the fund. Investment in funds should not be made without careful reference to the most recent offer documents relating to the particular fund (e.g. prospectus, simplified prospectus or key investor information document, or other applicable terms and conditions).
We are committed to combating financial crime and the prevention of money laundering. Accordingly we may need to verify your identity and carry out appropriate security checks and as a result additional documentation for identification purposes may be required when making an investment in funds.
It is expressly agreed that while all reasonable efforts have been made to ensure that information on this website is accurate and up to date, no representations or warranties, whether express or implied, are given as to the reliability, accuracy or completeness of information (except information which is required to be disclosed pursuant to applicable law). Any opinions expressed are judgments at the time of writing and are subject to change without notice.
No liability is accepted for any damage or loss, including but not limited to loss of profit whether direct, indirect or consequential, in respect of the use of this website. Moreover, no liability is accepted for the content of websites to which a hyperlink or reference is provided in this website or from which links are provided to this website. However, we do not exclude or restrict any liability which we may have under applicable laws and which we are not permitted to exclude or restrict.
The entire content of this website is subject to copyright with all rights reserved. You may not copy, reproduce, distribute, transmit (by electronic means or otherwise) or modify the contents in whole or in part without written permission. The information provided on this website is for personal, non-commercial use.
Any dispute, controversy or claim arising out of or in connection with the information provided on this website, shall be governed by the Finnish law and settled in Finnish courts.
This website is operated and issued by: Northern Star Partners Oy, registration code 2326933-6, registered address at : Eteläranta 8, 00130 HELSINKI. Northern Star Partners Oy is authorized and regulated by the Finnish Financial Supervision Authority (http://www.finanssivalvonta.fi/en) as a investment service company.
© 2015 Northern Star Partners Oy. All rights reserved.
Northern Star is a signatory to the United Nations Principles for Responsible Investment (UN PRI) and Carbon Disclosure Project. We are also a member of Finland’s Sustainable Investment Forum (FINSIF). Our responsible investing guidelines.